Special Research Report on Agricultural Insurance Technology Innovation and Application

According to the international empirical method, the scale of agricultural insurance premiums in China will exceed 160 billion yuan in 2025, and reach 600 billion-1,000 billion yuan in 2035. At the same time, as the proportion of agricultural insurance in the property insurance business gradually increases, it will become the second largest non-auto insurance type of property insurance companies in 2025, and the development of agricultural insurance will usher in great opportunities in the future.

In the context of this era, the report aims to study how technology from the underwriting end to the claim settlement end can help the authenticity and accuracy of agricultural insurance underwriting claims; take core technologies as the basis to analyze how technology can help the online agricultural insurance business, and what is the future of technological innovation Realize the full coverage of policy and commercial insurance, and realize the full coverage of planting insurance, breeding insurance and forestry insurance; Application practice: determination of plot and loss area, monitoring of growth status. Promote the supply-side structural reform of agricultural insurance services will continue to deepen; promote the formation of an alliance pattern in the industry, and the industry will move from competition to integration; create a new situation in which the government, industry, and technology jointly promote the digital transformation of the agricultural insurance industry.