Industry News | 2023

In order to implement the national and provincial requirements on accelerating the development of commercial medical insurance, establishing a multi-level medical security system, and reducing the burden of medical treatment for patients with major diseases, the 2023 "Beijing Inclusive Health Insurance" will be officially launched on November 1. From now on, Beijing citizens can follow the official designated insurance platform "Beijing Pratt & Whitney Health Insurance" WeChat public account to make an online appointment for insurance.

"Beijing Universal Health Insurance" protection upgraded

The government guides and guarantees a good partner of Beijing's medical insurance

"Beijing Universal Health Insurance" is jointly guided by Beijing Municipal Medical Security Bureau and Beijing Municipal Financial Supervision Bureau, supervised by the Beijing Regulatory Bureau of China Banking and Insurance Regulatory Commission, the product is closely connected with basic medical insurance, is the only urban customized commercial supplementary medical insurance in the city, on the basis of the insured enjoy the basic medical insurance reimbursement, to provide supplementary protection, the guarantee responsibility covers the medical insurance directory and special drug expenses that should be borne by the individual, reducing the burden on the patient's family

Medical insurance can be paid by personal account One person can pay for the whole family

From December, after the medical insurance account is completed, the medical insurance account balance can be used to pay for spouses, parents and children who can enjoy the basic medical insurance treatment in Beijing, reducing the pressure of premium payment, spending the balance of the medical insurance account on the cutting edge, and one person can pay for the whole family.

Expand coverage of the insured population Families of all ages can be insured

(1) Beijing basic medical insurance participants (including employee medical insurance, resident medical insurance, etc.)

(2) Beijing Municipal Medical Security Bureau and other relevant government departments manage specific groups

(3) Central publicly-funded medical enrollees

(4) New citizens of Beijing who have a household registration in Beijing or hold a residence permit in Beijing and have participated in basic medical insurance in other places

All of the above groups can be insured, regardless of age, occupation, health status, and all ages.